{
  "schemaVersion": 1,
  "generatedAt": "2026-09-08",
  "facilityId": "LN-2026-0001",
  "currency": "USD",
  "lender": "Sample Commercial Bank",
  "borrower": "Pine Assembly Workshop",
  "principal": "48000.00",
  "annualRate": "0.069",
  "monthlyRate": "0.00575000",
  "termMonths": 36,
  "firstPaymentDate": "2026-07-01",
  "finalPaymentDate": "2029-06-01",
  "levelPayment": "1479.91",
  "finalPayment": "1479.81",
  "totalInterest": "5276.66",
  "totalRepayable": "53276.66",
  "arrangementFee": "480.00",
  "arrangementFeeIsFinanced": false,
  "security": {
    "chargeId": "CHG-002",
    "type": "floating charge",
    "registeredIn": "the corporate document set"
  },
  "closingBalance": "0.00"
}