{
  "schemaVersion": 1,
  "applicationId": "CRA-2026-0004",
  "generatedAt": "2026-09-08",
  "currency": "USD",
  "applicant": "Alder Books Reconciliation",
  "lender": "Sample Commercial Bank",
  "amountRequested": "15000.00",
  "termMonths": 12,
  "secured": false,
  "financialSummary": [
    {
      "measure": "Closing cash balance at the end of the ledger period",
      "amount": "10236.00",
      "source": "wave-one accounting bank statement, closing balance of the last row"
    },
    {
      "measure": "Sales invoiced in the period",
      "amount": "8100.00",
      "source": "receivables invoice_amount column"
    },
    {
      "measure": "Cash received against those invoices",
      "amount": "7300.00",
      "source": "receivables received column"
    },
    {
      "measure": "Receivables outstanding",
      "amount": "800.00",
      "source": "receivables outstanding column"
    },
    {
      "measure": "Operating expenditure in the period",
      "amount": "2064.00",
      "source": "expense table amount column"
    },
    {
      "measure": "Operating budget for the period",
      "amount": "4200.00",
      "source": "budget table budget column"
    },
    {
      "measure": "Budget headroom",
      "amount": "2136.00",
      "source": "budget less expenditure"
    },
    {
      "measure": "Surplus of invoiced sales over expenditure",
      "amount": "6036.00",
      "source": "invoiced less expenditure"
    }
  ],
  "connectedFacility": {
    "facilityId": "LN-2026-0001",
    "principal": "48000.00",
    "borrower": "Pine Assembly Workshop"
  }
}